Cheap Car Insurance in New Zealand

Find affordable car insurance without compromising on essential protection. Compare budget-friendly quotes and save money today

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Save Money on Car Insurance

Our customers save an average of $347 per year by comparing quotes

$347
Average Savings
3min
Quote Time
12+
Insurers Compared
50K+
Happy Customers

8 Ways to Get Cheaper Car Insurance

Use these proven strategies to reduce your car insurance premiums without sacrificing essential coverage.

Increase your excess amount
Compare multiple insurers
Build your no-claims bonus
Install security devices
Pay annually instead of monthly
Bundle with other policies
Choose a lower-risk vehicle
Maintain a clean driving record

Start Saving Today

The easiest way to save money on car insurance is to compare quotes from multiple insurers. Prices can vary by hundreds of dollars for the same coverage.

Up to 40%
Potential Savings
Compare Cheap Quotes

Cheapest Car Insurance Providers

Compare starting prices from New Zealand's most affordable insurers

AMI

$180
starting from /year
  • Basic third party
  • Online quotes
  • 24/7 claims
Get AMI Quote

State

$200
starting from /year
  • Third party cover
  • Flexible payments
  • Digital claims
Get State Quote

Cove

$220
starting from /year
  • Online-only
  • Instant quotes
  • Simple process
Get Cove Quote

Important: Don't Sacrifice Essential Coverage

✅ Smart Ways to Save

  • • Compare multiple insurers
  • • Increase your excess
  • • Pay annually
  • • Build no-claims bonus
  • • Install security devices

❌ Avoid These Mistakes

  • • Choosing inadequate coverage
  • • Extremely high excess amounts
  • • Unreliable insurers
  • • Hidden fees and charges
  • • Poor customer service

Ready to Save Money on Car Insurance?

Compare quotes from New Zealand's most affordable insurers and start saving today

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