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State Insurance Car Insurance Review

4/5
(1,734 reviews)
From $52/month
2 Coverage Types
24/7 Claims Support

Overview

State Insurance is one of New Zealand's leading car insurance providers, offering comprehensive coverage options for drivers across the country. With a 4/5 star rating from over 1,734 customers, they're known for their reliable service and competitive pricing.

Coverage Options

Comprehensive

Full protection including theft, fire, and accidental damage

Third Party Fire & Theft

Covers damage to others plus fire and theft

Key Features

Sum insured increases
Protected no-claim bonus
Key and lock cover
Emergency accommodation
Uninsured driver protection

Pros and Cons

Pros

  • Comprehensive coverage options
  • Competitive pricing
  • Good customer service
  • Multiple discount opportunities
  • Easy online claims process

Cons

  • Premium pricing compared to some competitors
  • Limited coverage for modified vehicles
  • Excess options could be more flexible

Customer Reviews

4.5/5
Claims Process
4.3/5
Customer Service
4.1/5
Value for Money
4.4/5
Overall Satisfaction

Customers consistently praise State Insurance for their reliable claims process and helpful customer service. Most reviewers appreciate the comprehensive coverage options and transparent pricing structure.

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Pricing Range

Starting from: $52/month
Average cost: $82/month
Premium coverage: $158/month

*Prices may vary based on your individual circumstances