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Protecta Insurance Car Insurance Review

3.8/5
(654 reviews)
From $52/month
2 Coverage Types
24/7 Claims Support

Overview

Protecta Insurance is one of New Zealand's leading car insurance providers, offering comprehensive coverage options for drivers across the country. With a 3.8/5 star rating from over 654 customers, they're known for their reliable service and competitive pricing.

Coverage Options

Comprehensive

Full protection including theft, fire, and accidental damage

Specialty Coverage

Specialized insurance for unique vehicles

Key Features

Specialist vehicle cover
Agreed value policies
Classic car insurance
Track day cover
Modified vehicle coverage

Pros and Cons

Pros

  • Comprehensive coverage options
  • Competitive pricing
  • Good customer service
  • Multiple discount opportunities
  • Easy online claims process

Cons

  • Premium pricing compared to some competitors
  • Limited coverage for modified vehicles
  • Excess options could be more flexible

Customer Reviews

4.5/5
Claims Process
4.3/5
Customer Service
4.1/5
Value for Money
4.4/5
Overall Satisfaction

Customers consistently praise Protecta Insurance for their reliable claims process and helpful customer service. Most reviewers appreciate the comprehensive coverage options and transparent pricing structure.

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Pricing Range

Starting from: $52/month
Average cost: $95/month
Premium coverage: $185/month

*Prices may vary based on your individual circumstances