Comprehensive Car Insurance in New Zealand

Complete protection for your vehicle with comprehensive coverage that protects against accidents, theft, fire, and more

What is Comprehensive Car Insurance?

Comprehensive car insurance is the most complete form of vehicle insurance available in New Zealand. It provides protection for your own vehicle as well as covering damage you may cause to others.

Unlike basic third party insurance, comprehensive coverage protects your investment by covering repair or replacement costs if your car is damaged, stolen, or destroyed.

Key Benefits

Full accidental damage coverage
Theft and attempted theft protection
Fire and weather damage coverage
Third party liability protection
Windscreen repair/replacement
Personal belongings coverage
Rental car while yours is repaired
Emergency accommodation costs

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What's Covered?

Comprehensive insurance provides extensive protection for various scenarios

Your Vehicle

Comprehensive coverage for collision, fire, theft, vandalism, and weather damage to your car.

Third Party Liability

Protection against damage you cause to other people's property or vehicles.

Personal Items

Coverage for personal belongings damaged or stolen from your vehicle.

Important Note

Coverage details and exclusions vary between insurers. Always read the Product Disclosure Statement carefully before purchasing any insurance policy.

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