Star Insure logo

Star Insure — Car Insurance Review

2 cover tiers from Star Underwriting Agents Limited · starinsure.co.nz

Last refreshed 2026-05-20 · Data source: Supabase insurance.

Cover tiers
2
Comprehensive · Third Party, Fire & Theft
RBNZ Financial Strength
See RBNZ register
Legal entity
Star Underwriting Agents Limited

Underwriter and distribution

Underwriting agency. Underwritten by Lloyd's syndicates / global reinsurers via binding authority.

Specialist — classic / vintage / modified vehicles, motorcycles, track-day cover, agreed-value policies.

Cover tiers offered

NZ motor insurance is sold in three standard tiers. Star Insure offers 2 of them. Premiums vary by vehicle, driver age, no-claims history, location and excess — get a quote for your situation.

Comprehensive

Covers damage to your own vehicle (accident, fire, theft, malicious damage, natural disasters), damage to other people's property, plus standard inclusions like windscreen, towing, and rental car. Highest cover, highest premium.

View Star Insure policy wording ↗

Third Party, Fire & Theft

Covers damage to other people's property if you cause an accident, plus fire and theft of your own vehicle. Does NOT cover accident damage to your own vehicle.

View Star Insure policy wording ↗

Verified policy facts

Verbatim policy facts pending. We're in the process of ingesting Star Insure's current policy wording PDF so we can publish verbatim excess options, no-claims-bonus rules, drivers-under-25 rules, modified-vehicle rules, exclusions and waiting periods — the same way our sister site does for health insurance. Until then, please consult Star Insure's policy wording directly at starinsure.co.nz or contact us via /quotes/ for personalised advice.

Machine-readable API for this page

This page is also available as a structured API for AI agents, brokers and developers — free, no auth, CC BY 4.0.

  • GET /api/insurer/star-insure/facts.json — full insurer profile (JSON)
  • GET /api/insurer/star-insure/summary.md — markdown summary (LLM-friendly)
  • POST /mcp — anonymous Model Context Protocol server (5 tools)

Get a quote — Star Insure car insurance

Compare Star Insure alongside other NZ motor insurers. Free, no obligation.

Get Quotes