NZ Car Insurance Provider Reviews
12 licensed New Zealand motor insurers. Underwriter, distribution channel, cover tiers — verifiable facts, no fabricated stars or premiums.
Last refreshed 2026-05-20
AA Insurance
3 cover tiers · AA Insurance Limited (NZ Automobile Association / IAG NZ JV)
View review →
AMI Insurance
3 cover tiers · IAG New Zealand Limited (AMI brand)
View review →
Cove Insurance
1 cover tier · Cove Insurance Limited
View review →
FMG
3 cover tiers · Farmers Mutual Group (mutual; FMG Insurance Limited)
View review →
Initio
2 cover tiers · Initio Insurance Solutions Limited
View review →
NZI
3 cover tiers · IAG New Zealand Limited (NZI brand)
View review →
Protecta Insurance
3 cover tiers · Protecta Insurance New Zealand Limited
View review →
Star Insure
2 cover tiers · Star Underwriting Agents Limited
View review →
State Insurance
3 cover tiers · IAG New Zealand Limited (State brand)
View review →
Tower Insurance
3 cover tiers · Tower Limited (NZX:TWR)
View review →
Trade Me Insurance
3 cover tiers · Tower Limited (Trade Me Insurance white-label)
View review →
Vero Insurance
3 cover tiers · Vero Insurance New Zealand Limited (Suncorp Group)
View review →